Universal ID Systems

Kiosks will provide the public ID stickers and ID Keys which will reduce fraud crimes to virtually ZERO by making signature and PIN systems reliable. Signatures personalised with ID stickers will deter fraudsters because in the event of crime we will know who they are. Current signature system is like passports without photos and that is why it is so difficult to deter and prosecute fraudsters.

	To personalise signature all we have to do is to apply ID sticker to the document and countersign so that the signature is shared between ID sticker and document. Pre-printed ID stickers will enable us to personalise signature on any document anywhere in the world. Soon we will be able to obtain pre-printed ID stickers from kiosks at various places such as super markets, banks, post offices, and air ports etc. *Cost of ID stickers and ID Keys will be too nominal to cause concern.

Why would fraudsters get tempted to do fraud when they know that in the event of crime we will know who they are? Fraudsters have option to misuse victim’s personal details but not their appearance (true identity). Personalised signatures will deter use of fake documents and eliminate the need to protect our personal details. Personalised signatures will deter a. Identity fraud, cheque fraud, bankers' draft fraud, mail order fraud if recipients personalise signatures on delivery notes, bogus con-trader fraud if traders personalise their signatures on receipts, goods collected for repair notes etc. b. Anyone from selling our personal details directly or through internet to fraudsters. c. Use of fake documents since in the event of crime fraudster's identity will get exposed on the document in question. Use of ID stickers is probably the best way to make signatures reliable since pre-printed ID stickers will eliminate the use of any equipment including CCTV images. Reasons why fraudsters will not get tempted to misuse personalised signature system. 1. Image on ID sticker will deter fraudsters from misusing victim’s stolen or faked ID stickers because their appearance will not match. 2. Fraudsters will be deterred from using fake ID stickers with disguised images because Police will be able to remove these disguises via use of computers and Along with image ID stickers will retain person’s thumbprints and probably skin oil and dead skin cells which will provide DNA. 3. Traders will not be able to fake fraud crimes via use of victim’s ID stickers since police will be able to establish that the crime was faked by proving that the person in question was not at the point of transaction at that moment in time. Personalised signatures will provide us option to prove to others that we are honest plus make it simple for us to prove our innocence in the event of crime. Reason why Card Key Code will make card transaction at retail outlet and ATMs reliable and foolproof. Use of pin-hole cameras, contact sensors etc. has made PIN system unreliable. New Card Key Code required to activate PIN transactions will make it meaningless for fraudsters to use stolen and skimmed cards. Details on this honesty restoring system are on website www.xwave.co.uk

Proposed multi-function ID KEY will solve many unsolved problems without fuss. ID KEY can be treated as an international ID card since it will personalise signature and PIN number to the right individual in any country in the world. It is obvious that unless we use ID KEY to make signature and PIN systems reliable, fraud crimes will just continue to grow. We hope that banks will appreciate this system before it is too late to deter fraud boom.

To see BBC video clip on personalised signature system please click on following link http://picasaweb.google.com/fletcherpss/PersonalisedSignatures and than click on slide show. Kiosks will provide the public ID stickers and ID Keys which will retain Card Key Code which will change to new value after every PIN requiring transaction at retail outlet and ATM.

KIOSK will provide the public ID stickers and ID Keys * This kiosk will take photo of person’s face and print multiple ID stickers at a nominal price. These ID stickers can be used to personalise virtually anything including signatures to deter fraud and medication to deter fatal mistakes. Signatures don’t even expose person’s gender and hence it is virtually impossible to deter identity fraud unless we personalise signatures. · Public will be able to save image and name on ID KEY (memory stick) so that in future they could use this ID KEY to activate kiosk to print them ID stickers and banks could store Card Key Code personalised to various cards on this ID KEY which would be needed to activate card transactions at ATMs and retail outlets. It is virtually impossible to deter card fraud unless we use Card Key Code since fraudsters can skim cards and pick PIN numbers. · We also have option to use ID KEY which will get activated by right thumbprint.

Following reports show that unless we use personalised signatures and Card Key Code system fraud crimes will just continue to grow. Fraud is costing British firms £4 million a day <http://www.getreading.co.uk/business/2016/2016395/fraud_is_costing_british_firms_4_million_a_day__> Retailers urge government to get tough on cyber crooks <http://www.theretailbulletin.com/?tag=6a971e08a01e6676d0f1a6e0dacbbd67> Police and banks struggle to tackle card fraud <http://www.scmagazine.com/uk/news/article/743891/police-banks-failing-tackle-card-fraud/> Please do not hesitate to contact us if you need further information on ID KEY system or kiosks or obtain pocketsize book with your 64 ID stickers. Our contact details are: Yogesh Raja (Executive Director) Visual Security International Limited , 9 Bond Close, Aylesbury, Bucks. HP21 8FZ, U.K. Mobile 07989 344509 Website www.xwave.co.uk Email ykr@btinternet.com WARNING: Idea of ID stickers and Card Key Code used in ID KEY system are rights protected by granted patents while the stationary used is protected by copyrights. U.K. (Patent no. 2301555 and 2334362), Europe (Patent no.EP0748285 which covers 15 countries) and U.S.A. (Patent no. 5,884,942)